Purlife | Licensed Life Insurance — Coverage That Protects What You Love

Licensed insurance professional · NPN 12345678 · Licensed in 46 states

Protect what you love, without overpaying for it.

Purlife matches families, homeowners, and near-retirees with the right coverage from 15+ A-rated carriers — in one free 15-minute conversation.

4.9 · 200+ family reviews Verified licensed producer

Independently appointed with

Mutual of OmahaAmericoAetnaTransamericaCorebridgeJohn Hancock
Purlife licensed insurance professional in a dark suit
1,000+
families protected
24-72h
no-exam approvals
0
Families protected
0
States licensed
0
A-rated carriers
0
Free consultation
Coverage, in plain English

Four ways to protect the people who count on you

No jargon, no pressure. Every plan is shopped across 15+ carriers so the recommendation fits your life — not a sales quota.

Protect + grow

Indexed Universal Life (IUL)

Build tax-advantaged wealth while your family stays protected.

  • Cash value grows with market indexes — with a 0% floor in down years
  • Access your money tax-free through policy loans
  • Lifelong coverage that doubles as a retirement supplement
No exam options

Final Expense

Spare your loved ones the burden of funeral costs.

  • Coverage from $5,000 to $50,000 — no medical exam required
  • Premiums never increase and coverage never expires
  • Approvals possible even with serious health history
Homeowners

Mortgage Protection

Keep your family in the home, no matter what happens.

  • Pays your mortgage if you pass away or can't work
  • Living benefits for critical illness and disability
  • Return-of-premium options: get your money back if unused
Retirement income

Annuities

Turn your savings into guaranteed income you can't outlive.

  • Predictable monthly income for life — like a personal pension
  • Protect your 401(k) or IRA from market crashes
  • Fixed and indexed options matched to your risk comfort
How it works

Covered in three simple steps

STEP — 01

Book a free 15-minute call

Pick a time that works for you. We talk about your family, your budget, and what you actually want coverage to do.

STEP — 02

Get matched, not sold

We shop your profile across 15+ A-rated carriers and show you the two or three options that genuinely fit. You choose.

STEP — 03

Get protected fast

Apply in minutes. No-exam policies are often approved within 24 to 72 hours — sometimes the same day.

A licensed agent talking through coverage options with a client

No obligation. No pressure. No cost for the consultation — ever.

A mother helping her daughter at home
License verification
NPN12345678
Licensed in46 states
StatusActive
Verify my license on NIPR →
Why Purlife exists

Insurance done the way it should have been all along

I started Purlife after watching a family in my own neighborhood lose their home six months after losing their father. He wasn't uninsurable. He just kept meaning to get to it, and nobody ever made it simple enough to finish.

That's the whole job here: make protecting your family so clear and so easy that you actually get it done. I'm independently licensed, which means I answer to you — not to any single insurance company. If a carrier's product isn't right for you, we skip it and find the one that is.

One call. Honest numbers. Coverage that fits. That's the promise.

The Purlife Team
Real families, real outcomes

What clients say after the call

Saved $84 / month ★★★★★
"I'd been paying my bank's mortgage insurance for three years. One call and I had better coverage, with living benefits, for $84 less a month. I honestly didn't believe it until the policy arrived."
MR
Marcus R.
Katy, Texas
Covered in 48 hours ★★★★★
"After my diabetes diagnosis, two companies turned me down flat. Purlife found a carrier that said yes, no exam, approved in two days. My kids are protected. That's everything."
DW
Denise W.
Charlotte, North Carolina
$250K term + IUL ★★★★★
"We expected a hard sell. Instead we got a 15-minute conversation, three clear options, and zero pressure. We ended up with term coverage for now and an IUL we're building for retirement."
JO
James & Olivia T.
Mesa, Arizona
Final Expense, age 71 ★★★★★
"At 71 I assumed it was too late for me. It took one phone call and a few health questions. Now my daughter won't have to worry about a thing, and it costs less than my cable bill."
GH
Gloria H.
Toledo, Ohio
Rolled over a 401(k) ★★★★★
"Watching my 401(k) drop 20% twice in five years was enough. Moving part of it into a fixed indexed annuity gave us a floor. We finally sleep through market news."
PB
Paul B.
Spokane, Washington
Free quote — 30 seconds

See your real options across 15+ carriers

Answer three quick questions. A licensed producer — not a call center — reviews your info and reaches out with honest numbers.

Your information is never sold. One licensed agent contacts you — nobody else.
Most quotes are ready within one business day.
Free to ask, free to compare, free to walk away.
Step 1 of 3≈ 30 seconds

What do you want to protect?

Choose the coverage you're interested in to continue.

A little about you

Enter a 5-digit ZIP and choose an age range.

Where should we send your options?

Add your name, a valid phone and email, and check the consent box.

Your info is never sold. One licensed agent will contact you — not a call center.

You're all set 🎉

Your request is in. Want your numbers even faster? Grab a free 15-minute slot right now.

Book my call →
Prefer to talk first?

Grab a free 15-minute slot

No pitch, no pressure. Just clear answers about your options.


Questions, answered honestly

Everything people ask before the call

Still unsure about something? Ask on the call — that's what it's for.

Often, no. Many of our carriers offer no-exam policies for Final Expense and simplified-issue coverage. You answer a few health questions and can be approved in days — sometimes the same day.

Less than most people expect. Healthy applicants in their 30s and 40s often pay $30–$60 a month for meaningful coverage. Because we shop 15+ carriers, you see the real market price — not one company's rate card.

A decline from one carrier is not a decline from all of them. Every company weighs health history differently, and we specialize in placing coverage for people who were told no somewhere else.

Yes — no fee, no obligation. Licensed producers are paid by the carrier when a policy is placed, so you never pay us out of pocket, and you're free to walk away at any point.

We're independently appointed with 15+ A-rated carriers, including Mutual of Omaha, Americo, Aetna, Transamerica, Corebridge and John Hancock. Independent means we work for you — not for any one company.

With no-exam products, coverage can be issued 24–72 hours after applying. Fully underwritten policies typically take 2–6 weeks — we'll tell you which path fits your situation on the call.

One conversation away

Your family can't wait for "someday."

New home. New baby. A birthday ending in zero. Whatever brought you here — the best time to lock in your rate is while you're a year younger than you'll ever be again.

Independent life insurance guidance for families, homeowners, and near-retirees. Coverage that fits — from carriers you can trust.

PURLIFE · NPN 12345678 · LICENSED IN 46 STATES · © 2026 ALL RIGHTS RESERVED
Purlife is an independent insurance agency and is not affiliated with or endorsed by the United States government, the federal Medicare program, or any state agency. Product availability, features and rates vary by state and by carrier, and are subject to underwriting approval. This website provides general information only and is not a policy contract; refer to the issued policy for complete terms, conditions, limitations and exclusions.  Privacy Policy · Terms of Use